No one likes to buy insurance or pay more for it than they should. Yet when it comes to protecting the ones you love, no one wants to find out AFTER an accident that your coverage isn't adequate. That's not the time anyone wants to learn that an extra $10 per month could have saved thousands in property damage, repair costs, or medical expenses.
At Comma Insurance, we understand there is a difference between the minimum required auto insurance - which could leave you underinsured in case of an accident - and coverage that truly protects you and your family from financial disaster.
We don't work for insurance companies. We work for YOU.
We shop several personal auto insurers to find the auto insurance policy, with the right coverage, specifically tailored to fit your needs. The licensed professionals at Comma work with you to determine the type of coverage that best fits your lifestyle.
Car insurance coverage options are as different as drivers and we work to help you find the one that fits and has affordable coverage for your lifestyle and needs.
Auto insurance coverage shouldn't be a mystery, so we'll do our best to provide you with the information and insurance resources necessary for you to understand your options and make informed decisions, allowing you to balance the right coverage and rates.
Car Insurance for Uber and Lyft Drivers
If you drive for Uber or are a Lyft driver, you’ll want to make sure you have the right coverage for not only protecting yourself but also your passengers. Liability insurance alone is not enough – Uber insurance and Lyft insurance can be tricky, but they are ultimately there to protect you while you work.
Contact us to understand your risks – for example, will you be covered while waiting for a ride request? Is the $1,000 deductible better for you than the $2,500 deductible? Both Uber and Lyft offer some kind of supplemental insurance while you are on the clock, and we can help you make sure you are only paying for the insurance you actually need and leaving the rest to your employer.
Ridesharing is quite safe, but make sure you have all the necessary coverage for those unlikely cases in which you or your car may be in danger. It pays to be ready for anything.
Ways to save on auto insurance
Everyone likes a discount, so when you speak with your agent about insurance for your cars, be sure to ask about the type of discounts you may qualify for. The three main categories of discounts include driver discounts (based on the type of person driving the car and what they do), vehicle (how new it is, safety and anti-theft devices), and policy discounts (encouraging loyalty by offering discounts if you have more than one policy with the same insurance company). Here are some examples of ways in which we can help you lower your insurance rates depending on who is driving, what the car has, and your other insurance policies:
Most of our clients lead very busy lives and simply don’t have the time to contact multiple insurance companies individually to find the right fit. That’s why they turn to Comma Insurance. Our agents have the knowledge and tools to do the legwork for you, giving you one less thing to worry about.
When it comes to understanding insurance, you can count on Comma Insurance to make it easy. Call us today at 405.225.2820 and get a free car insurance quote.