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FAQs

Here are a few of the most common questions we hear from our clients.  It’s important to know that each policy varies, so you have to consult your specific policy to know what’s covered and what isn’t.  But while these answers can’t replace the value of consulting a licensed insurance professional, we hope they’ll get you pointed in the right direction. 

Still have questions? Call us and speak to one of our licensed insurance professionals today.

Comma Specific Information

How much can I save on my premium by bundling multiple policies together with Comma?

Does Comma offer Pet Insurance?

Homeowner's Insurance FAQs

What is hazard insurance?

Why would I insure my home for more or less than I’m paying for it?

Do I need flood insurance?

What does Water and Sewer Backup cover?

Should I carry Personal Injury coverage?

Why does home insurance impact my house payment?

What is Service Line coverage?

How does escrow work?

Auto Insurance

What is the difference in comprehensive vs collision coverage?

I already have health insurance; why would I carry uninsured motorist?

How much Bodily Injury liability coverage should I carry?

What’s the difference between Medical Payments and Personal Injury Protection (PIP)?

General Insurance Information

What is my deductible?

How can I find out what is covered on my policy?

How do I get my auto ID card?

How do I file a claim?

How can I see my policy premium?

What is an independent agent?

What is a single loss deductible?

What is the importance of an Umbrella Policy, and why do I need one?

What is the difference in comprehensive vs collision coverage?